China’s Zong partners with Zindigi to deliver G2P payments, expanding digital inclusion under CPEC’s Digital Corridor vision

Gwadar Pro

Islamabad: Zong CMPak, a subsidiary of China Mobile Communications Corporation (CMCC), have entered into a strategic partnership with Zindigi, the fast-growing digital banking initiative of JS Bank, to facilitate branchless banking services for Government-to-Person (G2P) disbursements.

The partnership will allow mobile wallets (M-Wallets) to be opened for Zong subscribers across the country, enabling millions of citizens in remote and underserved regions to directly receive monthly cash transfers under government-backed social protection and disaster relief programs. Beneficiaries will be able to access funds through Zindigi’s agent network, ATMs, and digital platforms, creating a secure, transparent, and efficient mechanism for state-to-people financial flows.

Executives from both organizations underlined the broader impact of the collaboration. Farooq Raza Khan, Head of Business Solutions at Zong, emphasized the role of Chinese-backed technology in advancing Pakistan’s financial inclusion goals:

“By combining Zong’s nationwide connectivity—powered by China Mobile’s world-class infrastructure—with Zindigi’s modern digital banking ecosystem, we are ensuring that government aid reaches those who need it most. This partnership is not just about technology; it is about social impact and inclusivity.”

Similarly, Faisal Khalid Bashir, Chief Product Officer at Zindigi, noted that the integration of telecommunication and financial services would help scale up government disbursements: “Millions of Pakistanis in rural areas will now gain seamless access to essential financial services, enabling them to participate more actively in the digital economy. This is a transformative step toward building a more inclusive, connected Pakistan.”

The initiative is being viewed as a practical extension of the Pakistan-China Digital Corridor, a component of CPEC’s second phase, which prioritizes the use of Chinese telecom expertise and financial technology to bridge the digital divide.

By linking social protection schemes with digital wallets, the project not only ensures timely assistance during crises such as floods and earthquakes but also encourages citizens to adopt digital financial services, paving the way for cashless transactions, e-commerce integration, and financial literacy.

Analysts say the collaboration could serve as a model for future public-private partnerships, particularly in leveraging Chinese telecom infrastructure for social good. With Pakistan facing repeated climate-induced disasters and economic stress, such digital solutions are expected to deliver resilience, transparency, and empowerment to millions of vulnerable citizens.